After years of road trips across the UK and abroad, I kept running into the same frustrating experience every time I picked up a hire car — the pressure at the rental desk to buy expensive excess insurance.

Like many travellers, I’d just spent money on flights, hotels, and the car itself, only to then be told I needed to pay even more “for peace of mind”. When you’re standing in a foreign country, often tired after travelling and worried about damaging the car, it can feel almost impossible to say no.

Eventually, I discovered standalone car hire excess insurance — and honestly, it completely changed the way I travel.

I realised you could get similar protection for a fraction of the price simply by arranging cover before your trip. Since then, it’s saved me a huge amount of money and made hiring cars far less stressful.

That’s exactly why I created Cover My Rental.

My goal is simple: to help more people understand what car hire excess insurance actually is, how it works, and how they can avoid overpaying at the rental desk. Most travellers have never even heard of standalone excess insurance until it’s too late — and I want to change that.

Whether you rent a car once a year for a holiday or regularly for business or road trips, I hope this site helps you travel with more confidence, less pressure, and more money left for the trip itself.

Safe travels!